The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Periyasamiyapuram, branch in Periasamipuram Sivaganga Dist, Periasamiapuram, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Periasamipuram Sivaganga Dist or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code PUNB0283600. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Periyasamiyapuram,, Periasamipuram Sivaganga Dist
Here are the key points that are associated with the IFSC Code PUNB0283600 of Punjab National Bank for its branch located in Periasamipuram Sivaganga Dist, within the district of Periasamiapuram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0283600 |
| Branch | Periyasamiyapuram, |
| City | Periasamipuram Sivaganga Dist |
| District | Periasamiapuram |
| State | Tamil Nadu |
| Address | Po Eachanda Sankaran Koil Taluk |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Periasamipuram Sivaganga Dist for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0283600 for the Periyasamiyapuram, branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Periyasamiyapuram,, Periasamipuram Sivaganga Dist, Tamil Nadu, is provided with a unique IFSC like PUNB0283600 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Periasamipuram Sivaganga Dist.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Periasamipuram Sivaganga Dist and Periasamiapuram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Periyasamiyapuram, do not get mixed with another location.
Format of the IFSC Code PUNB0283600
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Periyasamiyapuram, in Periasamipuram Sivaganga Dist.
For example, the IFSC Code PUNB0283600 of Punjab National Bank for the Periyasamiyapuram, branch includes these elements, identifying the bank and the branch location in Periasamipuram Sivaganga Dist and Tamil Nadu accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0283600 of Punjab National Bank for its Periyasamiyapuram, branch located in Periasamipuram Sivaganga Dist, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Periasamipuram Sivaganga Dist and Periasamiapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Periyasamiyapuram, or Periasamipuram Sivaganga Dist to find the exact IFSC Code PUNB0283600.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Periasamipuram Sivaganga Dist will provide accurate information.
How to Use IFSC Code PUNB0283600 for Online Transfers?
If you have the IFSC Code PUNB0283600 for the Periyasamiyapuram, branch of Punjab National Bank in Periasamipuram Sivaganga Dist, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0283600. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0283600.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Periyasamiyapuram, in Periasamipuram Sivaganga Dist, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Periyasamiyapuram,, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Periasamipuram Sivaganga Dist manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0283600.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po Eachanda Sankaran Koil Taluk located in Periasamipuram Sivaganga Dist, Periasamiapuram, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.