IFSC Code of Punjab National Bank, Barduar Tea Garden, Barduar Tea Garden No 1, Assam — PUNB0967700

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Barduar Tea Garden branch in Palashbari, Barduar Tea Garden No 1, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Palashbari or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0967700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Barduar Tea Garden, Palashbari

Below in the table are the key details related to IFSC Code PUNB0967700 of Punjab National Bank for its branch located in Palashbari, within the district of Barduar Tea Garden No 1 in the state of Assam.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Palashbari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0967700 for the Barduar Tea Garden branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Barduar Tea Garden, Palashbari, Assam, are allotted a unique IFSC like PUNB0967700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Palashbari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Palashbari and Barduar Tea Garden No 1.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Barduar Tea Garden reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code PUNB0967700

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barduar Tea Garden in Palashbari.

For example, the IFSC Code PUNB0967700 of Punjab National Bank for the Barduar Tea Garden branch includes these elements, identifying the bank and the branch location in Palashbari and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0967700 of Punjab National Bank for its Barduar Tea Garden branch located in Palashbari, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Palashbari and Barduar Tea Garden No 1, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Barduar Tea Garden or Palashbari to get the exact IFSC Code PUNB0967700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Palashbari, you'll get the correct details.

How to Use IFSC Code PUNB0967700 for Online Transfers?

Once you have the IFSC Code PUNB0967700 for the Barduar Tea Garden branch of Punjab National Bank in Palashbari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0967700. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0967700.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Barduar Tea Garden in Palashbari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Barduar Tea Garden, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Palashbari manage online transfers as well as cheque clearances with ease.