Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Nimapara (Distt-Puri) branch in Orissa, Nimapara (Distt-Puri), or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Orissa or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code PUNB0665100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Nimapara (Distt-Puri), Orissa

The table below shows the main details of the IFSC Code PUNB0665100 for the Punjab National Bank branch in Orissa, which falls under the Nimapara (Distt-Puri) district in Odisha.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0665100
Branch Nimapara (Distt-Puri)
City Orissa
District Nimapara (Distt-Puri)
State Odisha
Address Nimapara (Distt-Puri)

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Orissa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0665100 for the Nimapara (Distt-Puri) branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Nimapara (Distt-Puri), Orissa, Odisha, are allotted a unique IFSC like PUNB0665100 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Orissa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Orissa and Nimapara (Distt-Puri).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Nimapara (Distt-Puri) reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code PUNB0665100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nimapara (Distt-Puri) in Orissa.

For example, the IFSC Code PUNB0665100 of Punjab National Bank for the Nimapara (Distt-Puri) branch has these elements, identifying the bank and the branch location in Orissa and Odisha correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0665100 of Punjab National Bank for its Nimapara (Distt-Puri) branch located in Orissa, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Orissa and Nimapara (Distt-Puri), print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Nimapara (Distt-Puri) or Orissa to get the exact IFSC Code PUNB0665100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Orissa, you'll get the correct details.

How to Use IFSC Code PUNB0665100 for Online Transfers?

Once you have the IFSC Code PUNB0665100 for the Nimapara (Distt-Puri) branch of Punjab National Bank in Orissa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0665100. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0665100.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Nimapara (Distt-Puri) in Orissa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Nimapara (Distt-Puri), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Orissa manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Nimapara (Distt-Puri), Orissa?

The IFSC Code is PUNB0665100.

Is the IFSC Code PUNB0665100 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Nimapara (Distt-Puri)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nimapara (Distt-Puri) branch?

The address of the branch is Nimapara (Distt-Puri) located in Orissa, Nimapara (Distt-Puri), Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.