There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Dubri,Dist. Jajpur,Orissa branch in Orissa, Dubri , Dist. Jajpur, Orissa, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Orissa or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code PUNB0463900. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Dubri,Dist. Jajpur,Orissa, Orissa

Here are the key points that are associated with the IFSC Code PUNB0463900 of Punjab National Bank for its branch located in Orissa, within the district of Dubri , Dist. Jajpur, Orissa in the state of Odisha.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0463900
Branch Dubri,Dist. Jajpur,Orissa
City Orissa
District Dubri , Dist. Jajpur, Orissa
State Odisha
Address At/Po. Bargadia, Dubri, Dist. Jajpur, Orissa

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Orissa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0463900 for the Dubri,Dist. Jajpur,Orissa branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Dubri,Dist. Jajpur,Orissa, Orissa, Odisha, are allotted a unique IFSC like PUNB0463900 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Orissa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Orissa and Dubri , Dist. Jajpur, Orissa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Dubri,Dist. Jajpur,Orissa reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code PUNB0463900

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dubri,Dist. Jajpur,Orissa in Orissa.

For example, the IFSC Code PUNB0463900 of Punjab National Bank for the Dubri,Dist. Jajpur,Orissa branch includes these elements, identifying the bank and the branch location in Orissa and Odisha accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0463900 of Punjab National Bank for its Dubri,Dist. Jajpur,Orissa branch located in Orissa, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Orissa and Dubri , Dist. Jajpur, Orissa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Dubri,Dist. Jajpur,Orissa or Orissa to get the exact IFSC Code PUNB0463900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Orissa that will provide accurate information.

How to Use IFSC Code PUNB0463900 for Online Transfers?

If you have the IFSC Code PUNB0463900 for the Dubri,Dist. Jajpur,Orissa branch of Punjab National Bank in Orissa, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0463900. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0463900.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Dubri,Dist. Jajpur,Orissa in Orissa, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dubri,Dist. Jajpur,Orissa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Orissa manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Dubri,Dist. Jajpur,Orissa, Orissa?

The IFSC Code is PUNB0463900.

Is the IFSC Code PUNB0463900 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Dubri,Dist. Jajpur,Orissa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dubri,Dist. Jajpur,Orissa branch?

The address of the branch is At/Po. Bargadia, Dubri, Dist. Jajpur, Orissa located in Orissa, Dubri , Dist. Jajpur, Orissa, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.