IFSC Code of Punjab National Bank, Surat, Udhna Road, Surat, Gujarat — PUNB0453500

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Surat, Udhna Road branch in Opposite Silicon Shoping Mall,Udhna Main Road, Surat, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Opposite Silicon Shoping Mall,Udhna Main Road or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0453500. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Surat, Udhna Road, Opposite Silicon Shoping Mall,Udhna Main Road

Here are the key points that are associated with the IFSC Code PUNB0453500 of Punjab National Bank for its branch located in Opposite Silicon Shoping Mall,Udhna Main Road, within the district of Surat in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Opposite Silicon Shoping Mall,Udhna Main Road for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0453500 for the Surat, Udhna Road branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Surat, Udhna Road, Opposite Silicon Shoping Mall,Udhna Main Road, Gujarat, are allotted a unique IFSC like PUNB0453500 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Opposite Silicon Shoping Mall,Udhna Main Road.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Opposite Silicon Shoping Mall,Udhna Main Road and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Surat, Udhna Road reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code PUNB0453500

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surat, Udhna Road in Opposite Silicon Shoping Mall,Udhna Main Road.

For example, the IFSC Code PUNB0453500 of Punjab National Bank for the Surat, Udhna Road branch includes these elements, identifying the bank and the branch location in Opposite Silicon Shoping Mall,Udhna Main Road and Gujarat accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0453500 of Punjab National Bank for its Surat, Udhna Road branch located in Opposite Silicon Shoping Mall,Udhna Main Road, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Opposite Silicon Shoping Mall,Udhna Main Road and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Surat, Udhna Road or Opposite Silicon Shoping Mall,Udhna Main Road to get the exact IFSC Code PUNB0453500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Opposite Silicon Shoping Mall,Udhna Main Road, you'll get the correct details.

How to Use IFSC Code PUNB0453500 for Online Transfers?

Once you have the IFSC Code PUNB0453500 for the Surat, Udhna Road branch of Punjab National Bank in Opposite Silicon Shoping Mall,Udhna Main Road, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0453500. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0453500.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Surat, Udhna Road in Opposite Silicon Shoping Mall,Udhna Main Road may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Surat, Udhna Road, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Opposite Silicon Shoping Mall,Udhna Main Road manage online transfers as well as cheque clearances with ease.