Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Hissar Circle Office branch in Opp Iti, Darbra Road, Hissar, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Opp Iti, Darbra Road or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0380400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Hissar Circle Office, Opp Iti, Darbra Road
Below in the table are the key details related to IFSC Code PUNB0380400 of Punjab National Bank for its branch located in Opp Iti, Darbra Road, within the district of Hissar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0380400 |
| Branch | Hissar Circle Office |
| City | Opp Iti, Darbra Road |
| District | Hissar |
| State | Haryana |
| Address | Cirlce Office Hissar |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Opp Iti, Darbra Road for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0380400 for the Hissar Circle Office branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Hissar Circle Office, Opp Iti, Darbra Road, Haryana, are allotted a unique IFSC like PUNB0380400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Opp Iti, Darbra Road.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Opp Iti, Darbra Road and Hissar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Hissar Circle Office reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code PUNB0380400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hissar Circle Office in Opp Iti, Darbra Road.
For example, the IFSC Code PUNB0380400 of Punjab National Bank for the Hissar Circle Office branch includes these elements, identifying the bank and the branch location in Opp Iti, Darbra Road and Haryana accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0380400 of Punjab National Bank for its Hissar Circle Office branch located in Opp Iti, Darbra Road, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Opp Iti, Darbra Road and Hissar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Hissar Circle Office or Opp Iti, Darbra Road to get the exact IFSC Code PUNB0380400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Opp Iti, Darbra Road, then it will provide you proper information.
How to Use IFSC Code PUNB0380400 for Online Transfers?
Once you have the IFSC Code PUNB0380400 for the Hissar Circle Office branch of Punjab National Bank in Opp Iti, Darbra Road, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0380400. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0380400.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Hissar Circle Office in Opp Iti, Darbra Road, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Hissar Circle Office, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Opp Iti, Darbra Road manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0380400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cirlce Office Hissar located in Opp Iti, Darbra Road, Hissar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.