The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Jewar branch in Oil Petrol Pump, Jewar, Jewar (Bulandshahar), Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Oil Petrol Pump, Jewar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0644200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Jewar, Oil Petrol Pump, Jewar

Below in the table are the key details related to IFSC Code PUNB0644200 of Punjab National Bank for its branch located in Oil Petrol Pump, Jewar, within the district of Jewar (Bulandshahar) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0644200
Branch Jewar
City Oil Petrol Pump, Jewar
District Jewar (Bulandshahar)
State Uttar Pradesh
Address Khurja-Jewar Road,Opp Kotwali/Indian

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Oil Petrol Pump, Jewar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0644200 for the Jewar branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Jewar, Oil Petrol Pump, Jewar, Uttar Pradesh, are given a unique IFSC like PUNB0644200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Oil Petrol Pump, Jewar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Oil Petrol Pump, Jewar and Jewar (Bulandshahar).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Jewar goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0644200

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jewar in Oil Petrol Pump, Jewar.

For example, the IFSC Code PUNB0644200 of Punjab National Bank for the Jewar branch includes these elements, identifying the bank and the branch location in Oil Petrol Pump, Jewar and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0644200 of Punjab National Bank for its Jewar branch located in Oil Petrol Pump, Jewar, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Oil Petrol Pump, Jewar and Jewar (Bulandshahar), print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Jewar or Oil Petrol Pump, Jewar to get the exact IFSC Code PUNB0644200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Oil Petrol Pump, Jewar, you'll get the correct details.

How to Use IFSC Code PUNB0644200 for Online Transfers?

Once you have the IFSC Code PUNB0644200 for the Jewar branch of Punjab National Bank in Oil Petrol Pump, Jewar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0644200. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0644200.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Jewar in Oil Petrol Pump, Jewar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jewar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Oil Petrol Pump, Jewar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Jewar Oil Petrol Pump, Jewar?

The IFSC Code of the Jewar Oil Petrol Pump, Jewar branch is PUNB0644200.

Is IFSC Code PUNB0644200 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Jewar branch?

The branch is located at Khurja-Jewar Road,Opp Kotwali/Indian.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.