Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Delhi Sector Eight Rohini branch in North West, Delhi, or Delhi, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in North West or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code PUNB0094410. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Delhi Sector Eight Rohini, North West
Here are the main details that are associated with the IFSC Code PUNB0094410 of Punjab National Bank for its branch located in North West, within the district of Delhi in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0094410 |
| Branch | Delhi Sector Eight Rohini |
| City | North West |
| District | Delhi |
| State | Delhi |
| Address | Plot No-5, Community Gargplaza Sec-8 Rohini 110085 |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in North West for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0094410 for the Delhi Sector Eight Rohini branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Delhi Sector Eight Rohini, North West, Delhi, is provided with a unique IFSC like PUNB0094410 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in North West.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like North West and Delhi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Delhi Sector Eight Rohini do not get mixed with another location.
Format of the IFSC Code PUNB0094410
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Delhi Sector Eight Rohini in North West.
For example, the IFSC Code PUNB0094410 of Punjab National Bank for the Delhi Sector Eight Rohini branch includes these elements, identifying the bank and the branch location in North West and Delhi accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0094410 of Punjab National Bank for its Delhi Sector Eight Rohini branch located in North West, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in North West and Delhi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Delhi Sector Eight Rohini or North West to get the exact IFSC Code PUNB0094410.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and North West, then it will provide you proper information.
How to Use IFSC Code PUNB0094410 for Online Transfers?
Once you have the IFSC Code PUNB0094410 for the Delhi Sector Eight Rohini branch of Punjab National Bank in North West, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0094410. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0094410.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Delhi Sector Eight Rohini in North West, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Delhi Sector Eight Rohini, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in North West manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Delhi Sector Eight Rohini North West branch is PUNB0094410.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Plot No-5, Community Gargplaza Sec-8 Rohini 110085.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.