The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Gaini branch in Near Aliganj,Bareilly, Gaini, Teh, Aonla, Distt. Bareilly, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Near Aliganj,Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0211100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Gaini, Near Aliganj,Bareilly

Here are some of the key details that come with the IFSC Code PUNB0211100 of Punjab National Bank for its branch located in Near Aliganj,Bareilly, within the district of Gaini, Teh, Aonla, Distt. Bareilly in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0211100
Branch Gaini
City Near Aliganj,Bareilly
District Gaini, Teh, Aonla, Distt. Bareilly
State Uttar Pradesh
Address Bo Gaini Distt-Bareilly

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Near Aliganj,Bareilly for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0211100 for the Gaini branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Gaini, Near Aliganj,Bareilly, Uttar Pradesh, are given a unique IFSC like PUNB0211100 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Near Aliganj,Bareilly.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Near Aliganj,Bareilly and Gaini, Teh, Aonla, Distt. Bareilly.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Gaini goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0211100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gaini in Near Aliganj,Bareilly.

For example, the IFSC Code PUNB0211100 of Punjab National Bank for the Gaini branch includes these elements, identifying the bank and the branch location in Near Aliganj,Bareilly and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0211100 of Punjab National Bank for its Gaini branch located in Near Aliganj,Bareilly, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Near Aliganj,Bareilly and Gaini, Teh, Aonla, Distt. Bareilly, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Gaini or Near Aliganj,Bareilly to find the exact IFSC Code PUNB0211100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Near Aliganj,Bareilly will provide accurate information.

How to Use IFSC Code PUNB0211100 for Online Transfers?

If you have the IFSC Code PUNB0211100 for the Gaini branch of Punjab National Bank in Near Aliganj,Bareilly, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0211100. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0211100.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Gaini in Near Aliganj,Bareilly, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gaini, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Near Aliganj,Bareilly to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Gaini, Near Aliganj,Bareilly?

The IFSC Code is PUNB0211100.

Is the IFSC Code PUNB0211100 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Gaini?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gaini branch?

The address of the branch is Bo Gaini Distt-Bareilly located in Near Aliganj,Bareilly, Gaini, Teh, Aonla, Distt. Bareilly, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.