For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Narainpur,Distt. Deoria (Up) branch in Narayanpur, Distt. Deoria (Up), Narainpur,Distt. Deoria (Up), Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Narayanpur, Distt. Deoria (Up) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0197300. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Narainpur,Distt. Deoria (Up), Narayanpur, Distt. Deoria (Up)

The table below shows the main details of the IFSC Code PUNB0197300 for the Punjab National Bank branch in Narayanpur, Distt. Deoria (Up), which falls under the Narainpur,Distt. Deoria (Up) district in Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0197300
Branch Narainpur,Distt. Deoria (Up)
City Narayanpur, Distt. Deoria (Up)
District Narainpur,Distt. Deoria (Up)
State Uttar Pradesh
Address Po. Patthardeva

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Narayanpur, Distt. Deoria (Up) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0197300 for the Narainpur,Distt. Deoria (Up) branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Narainpur,Distt. Deoria (Up), Narayanpur, Distt. Deoria (Up), Uttar Pradesh, are given a unique IFSC like PUNB0197300 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Narayanpur, Distt. Deoria (Up).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Narayanpur, Distt. Deoria (Up) and Narainpur,Distt. Deoria (Up).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Narainpur,Distt. Deoria (Up) goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0197300

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narainpur,Distt. Deoria (Up) in Narayanpur, Distt. Deoria (Up).

For example, the IFSC Code PUNB0197300 of Punjab National Bank for the Narainpur,Distt. Deoria (Up) branch includes these elements, identifying the bank and the branch location in Narayanpur, Distt. Deoria (Up) and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0197300 of Punjab National Bank for its Narainpur,Distt. Deoria (Up) branch located in Narayanpur, Distt. Deoria (Up), the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Narayanpur, Distt. Deoria (Up) and Narainpur,Distt. Deoria (Up), print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Narainpur,Distt. Deoria (Up) or Narayanpur, Distt. Deoria (Up) to get the exact IFSC Code PUNB0197300.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Narayanpur, Distt. Deoria (Up), you'll get the correct details.

How to Use IFSC Code PUNB0197300 for Online Transfers?

Once you have the IFSC Code PUNB0197300 for the Narainpur,Distt. Deoria (Up) branch of Punjab National Bank in Narayanpur, Distt. Deoria (Up), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0197300. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0197300.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Narainpur,Distt. Deoria (Up) in Narayanpur, Distt. Deoria (Up), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Narainpur,Distt. Deoria (Up), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Narayanpur, Distt. Deoria (Up) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Narainpur,Distt. Deoria (Up) Narayanpur, Distt. Deoria (Up)?

The IFSC Code of the Narainpur,Distt. Deoria (Up) Narayanpur, Distt. Deoria (Up) branch is PUNB0197300.

Is IFSC Code PUNB0197300 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Narainpur,Distt. Deoria (Up) branch?

The branch is located at Po. Patthardeva.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.