IFSC Code of Punjab National Bank, Bhaisani-Islampur, Shamli, Uttar Pradesh — PUNB0166010

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Bhaisani-Islampur branch in Muzaffarnagar, Shamli, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Muzaffarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0166010. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Bhaisani-Islampur, Muzaffarnagar

The table below shows the main details of the IFSC Code PUNB0166010 for the Punjab National Bank branch in Muzaffarnagar, which falls under the Shamli district in Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Muzaffarnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0166010 for the Bhaisani-Islampur branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Bhaisani-Islampur, Muzaffarnagar, Uttar Pradesh, are given a unique IFSC like PUNB0166010 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Muzaffarnagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Muzaffarnagar and Shamli.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Bhaisani-Islampur goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0166010

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhaisani-Islampur in Muzaffarnagar.

For example, the IFSC Code PUNB0166010 of Punjab National Bank for the Bhaisani-Islampur branch includes these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0166010 of Punjab National Bank for its Bhaisani-Islampur branch located in Muzaffarnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Muzaffarnagar and Shamli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Bhaisani-Islampur or Muzaffarnagar to get the exact IFSC Code PUNB0166010.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Muzaffarnagar that will provide accurate information.

How to Use IFSC Code PUNB0166010 for Online Transfers?

Once you have the IFSC Code PUNB0166010 for the Bhaisani-Islampur branch of Punjab National Bank in Muzaffarnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0166010. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0166010.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Bhaisani-Islampur in Muzaffarnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bhaisani-Islampur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Muzaffarnagar to handle online money transfers and get their cheques cleared smoothly.