IFSC Code of Punjab National Bank, Bartanabad, Bartanabad, West Bengal — PUNB0130220

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Bartanabad branch in Murshidabad, Bartanabad, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0130220. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Bartanabad, Murshidabad

Here are the main details that are associated with the IFSC Code PUNB0130220 of Punjab National Bank for its branch located in Murshidabad, within the district of Bartanabad in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Murshidabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0130220 for the Bartanabad branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Bartanabad, Murshidabad, West Bengal, are allotted a unique IFSC like PUNB0130220 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Murshidabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Murshidabad and Bartanabad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Bartanabad reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code PUNB0130220

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bartanabad in Murshidabad.

For example, the IFSC Code PUNB0130220 of Punjab National Bank for the Bartanabad branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0130220 of Punjab National Bank for its Bartanabad branch located in Murshidabad, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Murshidabad and Bartanabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Bartanabad or Murshidabad to get the exact IFSC Code PUNB0130220.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Murshidabad that will provide accurate information.

How to Use IFSC Code PUNB0130220 for Online Transfers?

Once you have the IFSC Code PUNB0130220 for the Bartanabad branch of Punjab National Bank in Murshidabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0130220. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0130220.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Bartanabad in Murshidabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bartanabad, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.