There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Kothi Kohar, Distt. Kangra (Hp branch in Multhan (Distt-Kangra), Multhan (Distt-Kangra), Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Multhan (Distt-Kangra) or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0245800. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Kothi Kohar, Distt. Kangra (Hp, Multhan (Distt-Kangra)

Here are the main details that are associated with the IFSC Code PUNB0245800 of Punjab National Bank for its branch located in Multhan (Distt-Kangra), within the district of Multhan (Distt-Kangra) in the state of Himachal Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0245800
Branch Kothi Kohar, Distt. Kangra (Hp
City Multhan (Distt-Kangra)
District Multhan (Distt-Kangra)
State Himachal Pradesh
Address Vpo Multhan (Distt-Kangra)

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Multhan (Distt-Kangra) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0245800 for the Kothi Kohar, Distt. Kangra (Hp branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0245800 is given to every bank branch, including Punjab National Bank located in Kothi Kohar, Distt. Kangra (Hp, Multhan (Distt-Kangra), Himachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Multhan (Distt-Kangra).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Multhan (Distt-Kangra) and Multhan (Distt-Kangra).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Kothi Kohar, Distt. Kangra (Hp doesn't end up at another location.

Format of the IFSC Code PUNB0245800

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kothi Kohar, Distt. Kangra (Hp in Multhan (Distt-Kangra).

For example, the IFSC Code PUNB0245800 of Punjab National Bank for the Kothi Kohar, Distt. Kangra (Hp branch includes these elements, identifying the bank and the branch location in Multhan (Distt-Kangra) and Himachal Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0245800 of Punjab National Bank for its Kothi Kohar, Distt. Kangra (Hp branch located in Multhan (Distt-Kangra), the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Multhan (Distt-Kangra) and Multhan (Distt-Kangra), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Kothi Kohar, Distt. Kangra (Hp or Multhan (Distt-Kangra) to get the exact IFSC Code PUNB0245800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Multhan (Distt-Kangra) that will provide accurate information.

How to Use IFSC Code PUNB0245800 for Online Transfers?

Once you have the IFSC Code PUNB0245800 for the Kothi Kohar, Distt. Kangra (Hp branch of Punjab National Bank in Multhan (Distt-Kangra), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0245800. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0245800.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Kothi Kohar, Distt. Kangra (Hp in Multhan (Distt-Kangra), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kothi Kohar, Distt. Kangra (Hp, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Multhan (Distt-Kangra) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Kothi Kohar, Distt. Kangra (Hp, Multhan (Distt-Kangra)?

The IFSC Code is PUNB0245800.

Is the IFSC Code PUNB0245800 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Kothi Kohar, Distt. Kangra (Hp?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kothi Kohar, Distt. Kangra (Hp branch?

The address of the branch is Vpo Multhan (Distt-Kangra) located in Multhan (Distt-Kangra), Multhan (Distt-Kangra), Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.