IFSC Code of Punjab National Bank, Jagiroad Dist-Marigaon, Jagi Road-Assam, Assam — PUNB0194010

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Jagiroad Dist-Marigaon branch in Morigaon, Jagi Road-Assam, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Morigaon or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code PUNB0194010. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Jagiroad Dist-Marigaon, Morigaon

Here are some of the key details that come with the IFSC Code PUNB0194010 of Punjab National Bank for its branch located in Morigaon, within the district of Jagi Road-Assam in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Morigaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0194010 for the Jagiroad Dist-Marigaon branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Jagiroad Dist-Marigaon, Morigaon, Assam, is provided with a unique IFSC like PUNB0194010 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Morigaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Morigaon and Jagi Road-Assam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Jagiroad Dist-Marigaon do not get mixed with another location.

Format of the IFSC Code PUNB0194010

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagiroad Dist-Marigaon in Morigaon.

For example, the IFSC Code PUNB0194010 of Punjab National Bank for the Jagiroad Dist-Marigaon branch includes these elements, identifying the bank and the branch location in Morigaon and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0194010 of Punjab National Bank for its Jagiroad Dist-Marigaon branch located in Morigaon, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Morigaon and Jagi Road-Assam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Jagiroad Dist-Marigaon or Morigaon to get the exact IFSC Code PUNB0194010.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Morigaon, you'll get the correct details.

How to Use IFSC Code PUNB0194010 for Online Transfers?

Once you have the IFSC Code PUNB0194010 for the Jagiroad Dist-Marigaon branch of Punjab National Bank in Morigaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0194010. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0194010.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Jagiroad Dist-Marigaon in Morigaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jagiroad Dist-Marigaon, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Morigaon manage online transfers as well as cheque clearances with ease.