For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Kiriyanchdistt Morena branch in Morena, Morena, Madhya Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Morena or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0175110. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Kiriyanchdistt Morena, Morena
The table below shows the main details of the IFSC Code PUNB0175110 for the Punjab National Bank branch in Morena, which falls under the Morena district in Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0175110 |
| Branch | Kiriyanchdistt Morena |
| City | Morena |
| District | Morena |
| State | Madhya Pradesh |
| Address | Kiriyanch Near Bhumia Tehsilporsadisttmor 476115 |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Morena for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0175110 for the Kiriyanchdistt Morena branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0175110 is given to every bank branch, including Punjab National Bank located in Kiriyanchdistt Morena, Morena, Madhya Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Morena.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Morena and Morena.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Kiriyanchdistt Morena doesn't end up at another location.
Format of the IFSC Code PUNB0175110
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kiriyanchdistt Morena in Morena.
For example, the IFSC Code PUNB0175110 of Punjab National Bank for the Kiriyanchdistt Morena branch includes these elements, identifying the bank and the branch location in Morena and Madhya Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0175110 of Punjab National Bank for its Kiriyanchdistt Morena branch located in Morena, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Morena and Morena, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Kiriyanchdistt Morena or Morena to find the exact IFSC Code PUNB0175110.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Morena will provide accurate information.
How to Use IFSC Code PUNB0175110 for Online Transfers?
If you have the IFSC Code PUNB0175110 for the Kiriyanchdistt Morena branch of Punjab National Bank in Morena, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0175110. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0175110.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Kiriyanchdistt Morena in Morena, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kiriyanchdistt Morena, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Morena to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kiriyanchdistt Morena Morena branch is PUNB0175110.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Kiriyanch Near Bhumia Tehsilporsadisttmor 476115.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.