There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Modakhera Distt Hissar branch in Moda Khera (Distt-Hissar), Moda Khera (Distt-Hissar), Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Moda Khera (Distt-Hissar) or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code PUNB0328900. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Modakhera Distt Hissar, Moda Khera (Distt-Hissar)

The table below shows the main details of the IFSC Code PUNB0328900 for the Punjab National Bank branch in Moda Khera (Distt-Hissar), which falls under the Moda Khera (Distt-Hissar) district in Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0328900
Branch Modakhera Distt Hissar
City Moda Khera (Distt-Hissar)
District Moda Khera (Distt-Hissar)
State Haryana
Address Modakhera Distt Hissar

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Moda Khera (Distt-Hissar) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0328900 for the Modakhera Distt Hissar branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0328900 is given to every bank branch, including Punjab National Bank located in Modakhera Distt Hissar, Moda Khera (Distt-Hissar), Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Moda Khera (Distt-Hissar).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Moda Khera (Distt-Hissar) and Moda Khera (Distt-Hissar).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Modakhera Distt Hissar doesn't end up at another location.

Format of the IFSC Code PUNB0328900

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Modakhera Distt Hissar in Moda Khera (Distt-Hissar).

For example, the IFSC Code PUNB0328900 of Punjab National Bank for the Modakhera Distt Hissar branch includes these elements, identifying the bank and the branch location in Moda Khera (Distt-Hissar) and Haryana correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0328900 of Punjab National Bank for its Modakhera Distt Hissar branch located in Moda Khera (Distt-Hissar), the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Moda Khera (Distt-Hissar) and Moda Khera (Distt-Hissar), print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Modakhera Distt Hissar or Moda Khera (Distt-Hissar) to get the exact IFSC Code PUNB0328900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Moda Khera (Distt-Hissar), you'll get the correct details.

How to Use IFSC Code PUNB0328900 for Online Transfers?

Once you have the IFSC Code PUNB0328900 for the Modakhera Distt Hissar branch of Punjab National Bank in Moda Khera (Distt-Hissar), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0328900. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0328900.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Modakhera Distt Hissar in Moda Khera (Distt-Hissar), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Modakhera Distt Hissar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Moda Khera (Distt-Hissar) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Modakhera Distt Hissar Moda Khera (Distt-Hissar)?

The IFSC Code of the Modakhera Distt Hissar Moda Khera (Distt-Hissar) branch is PUNB0328900.

Is IFSC Code PUNB0328900 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Modakhera Distt Hissar branch?

The branch is located at Modakhera Distt Hissar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.