Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Newadhiya Ghat,Distt. Mirzapur branch in Mirzapur, Mirzapur-Up, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Mirzapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0215910. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Newadhiya Ghat,Distt. Mirzapur, Mirzapur
Below in the table are the key details related to IFSC Code PUNB0215910 of Punjab National Bank for its branch located in Mirzapur, within the district of Mirzapur-Up in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0215910 |
| Branch | Newadhiya Ghat,Distt. Mirzapur |
| City | Mirzapur |
| District | Mirzapur-Up |
| State | Uttar Pradesh |
| Address | V.& P.O.Newadhiya Ghat Teh & Distt. Mirzapur 231001 |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Mirzapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0215910 for the Newadhiya Ghat,Distt. Mirzapur branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Newadhiya Ghat,Distt. Mirzapur, Mirzapur, Uttar Pradesh, is provided a unique IFSC like PUNB0215910 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Mirzapur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mirzapur and Mirzapur-Up.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Newadhiya Ghat,Distt. Mirzapur do not get misguided to another person.
Format of the IFSC Code PUNB0215910
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Newadhiya Ghat,Distt. Mirzapur in Mirzapur.
For example, the IFSC Code PUNB0215910 of Punjab National Bank for the Newadhiya Ghat,Distt. Mirzapur branch includes these elements, identifying the bank and the branch location in Mirzapur and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0215910 of Punjab National Bank for its Newadhiya Ghat,Distt. Mirzapur branch located in Mirzapur, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Mirzapur and Mirzapur-Up, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Newadhiya Ghat,Distt. Mirzapur or Mirzapur to get the exact IFSC Code PUNB0215910.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Mirzapur, then it will provide you proper information.
How to Use IFSC Code PUNB0215910 for Online Transfers?
Once you have the IFSC Code PUNB0215910 for the Newadhiya Ghat,Distt. Mirzapur branch of Punjab National Bank in Mirzapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0215910. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0215910.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Newadhiya Ghat,Distt. Mirzapur in Mirzapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Newadhiya Ghat,Distt. Mirzapur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mirzapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0215910.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is V.& P.O.Newadhiya Ghat Teh & Distt. Mirzapur 231001 located in Mirzapur, Mirzapur-Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.