For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Thane, Mira Road branch in Mira Road, Disst. Thane, Thana (Maharashtra), Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Mira Road, Disst. Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PUNB0450900. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Thane, Mira Road, Mira Road, Disst. Thane
Here are the key points that are associated with the IFSC Code PUNB0450900 of Punjab National Bank for its branch located in Mira Road, Disst. Thane, within the district of Thana (Maharashtra) in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0450900 |
| Branch | Thane, Mira Road |
| City | Mira Road, Disst. Thane |
| District | Thana (Maharashtra) |
| State | Maharashtra |
| Address | 18-23, Green View, Shanti Park |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Mira Road, Disst. Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0450900 for the Thane, Mira Road branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Thane, Mira Road, Mira Road, Disst. Thane, Maharashtra, is provided a unique IFSC like PUNB0450900 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Mira Road, Disst. Thane.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mira Road, Disst. Thane and Thana (Maharashtra).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Thane, Mira Road do not get misguided to another person.
Format of the IFSC Code PUNB0450900
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thane, Mira Road in Mira Road, Disst. Thane.
For example, the IFSC Code PUNB0450900 of Punjab National Bank for the Thane, Mira Road branch includes these elements, identifying the bank and the branch location in Mira Road, Disst. Thane and Maharashtra correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0450900 of Punjab National Bank for its Thane, Mira Road branch located in Mira Road, Disst. Thane, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Mira Road, Disst. Thane and Thana (Maharashtra), print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Thane, Mira Road or Mira Road, Disst. Thane to get the exact IFSC Code PUNB0450900.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Mira Road, Disst. Thane, you'll get the correct details.
How to Use IFSC Code PUNB0450900 for Online Transfers?
Once you have the IFSC Code PUNB0450900 for the Thane, Mira Road branch of Punjab National Bank in Mira Road, Disst. Thane, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0450900. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0450900.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Thane, Mira Road in Mira Road, Disst. Thane may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Thane, Mira Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mira Road, Disst. Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0450900.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 18-23, Green View, Shanti Park located in Mira Road, Disst. Thane, Thana (Maharashtra), Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.