IFSC Code of Punjab National Bank, Tiruvilla Nri Branch, Tiruvalla, Kerala — PUNB0392200

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Tiruvilla Nri Branch branch in M.C Road Tiruvilla (Kerala), Tiruvalla, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in M.C Road Tiruvilla (Kerala) or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code PUNB0392200. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Tiruvilla Nri Branch, M.C Road Tiruvilla (Kerala)

Here are the main details that are associated with the IFSC Code PUNB0392200 of Punjab National Bank for its branch located in M.C Road Tiruvilla (Kerala), within the district of Tiruvalla in the state of Kerala.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in M.C Road Tiruvilla (Kerala) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0392200 for the Tiruvilla Nri Branch branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Tiruvilla Nri Branch, M.C Road Tiruvilla (Kerala), Kerala, is provided with a unique IFSC like PUNB0392200 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in M.C Road Tiruvilla (Kerala).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like M.C Road Tiruvilla (Kerala) and Tiruvalla.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Tiruvilla Nri Branch do not get mixed with another location.

Format of the IFSC Code PUNB0392200

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tiruvilla Nri Branch in M.C Road Tiruvilla (Kerala).

For example, the IFSC Code PUNB0392200 of Punjab National Bank for the Tiruvilla Nri Branch branch includes these elements, identifying the bank and the branch location in M.C Road Tiruvilla (Kerala) and Kerala accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0392200 of Punjab National Bank for its Tiruvilla Nri Branch branch located in M.C Road Tiruvilla (Kerala), the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in M.C Road Tiruvilla (Kerala) and Tiruvalla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Tiruvilla Nri Branch or M.C Road Tiruvilla (Kerala) to find the exact IFSC Code PUNB0392200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and M.C Road Tiruvilla (Kerala) will provide accurate information.

How to Use IFSC Code PUNB0392200 for Online Transfers?

Once you have the IFSC Code PUNB0392200 for the Tiruvilla Nri Branch branch of Punjab National Bank in M.C Road Tiruvilla (Kerala), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0392200. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0392200.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Tiruvilla Nri Branch in M.C Road Tiruvilla (Kerala), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Tiruvilla Nri Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in M.C Road Tiruvilla (Kerala) manage their online transfers and cheque clearances easily.