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IFSC Code of Punjab National Bank, Delhi Mayur Vihar Phase (Ii), Delhi, Delhi — PUNB0440800

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Delhi Mayur Vihar Phase (Ii) branch in Mayur Vihat Ii, New Delhi, Delhi, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Mayur Vihat Ii, New Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code PUNB0440800. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Delhi Mayur Vihar Phase (Ii), Mayur Vihat Ii, New Delhi

Below in the table are the key details related to IFSC Code PUNB0440800 of Punjab National Bank for its branch located in Mayur Vihat Ii, New Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0440800
Branch Delhi Mayur Vihar Phase (Ii)
City Mayur Vihat Ii, New Delhi
District Delhi
State Delhi
Address Plot No-12,Sagar Galaxy, Block B,

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Mayur Vihat Ii, New Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0440800 for the Delhi Mayur Vihar Phase (Ii) branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Delhi Mayur Vihar Phase (Ii), Mayur Vihat Ii, New Delhi, Delhi, are allotted a unique IFSC like PUNB0440800 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mayur Vihat Ii, New Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mayur Vihat Ii, New Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Delhi Mayur Vihar Phase (Ii) reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code PUNB0440800

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Delhi Mayur Vihar Phase (Ii) in Mayur Vihat Ii, New Delhi.

For example, the IFSC Code PUNB0440800 of Punjab National Bank for the Delhi Mayur Vihar Phase (Ii) branch includes these elements, identifying the bank and the branch location in Mayur Vihat Ii, New Delhi and Delhi accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0440800 of Punjab National Bank for its Delhi Mayur Vihar Phase (Ii) branch located in Mayur Vihat Ii, New Delhi, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Mayur Vihat Ii, New Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Delhi Mayur Vihar Phase (Ii) or Mayur Vihat Ii, New Delhi to find the exact IFSC Code PUNB0440800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Mayur Vihat Ii, New Delhi will provide accurate information.

How to Use IFSC Code PUNB0440800 for Online Transfers?

Once you have the IFSC Code PUNB0440800 for the Delhi Mayur Vihar Phase (Ii) branch of Punjab National Bank in Mayur Vihat Ii, New Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0440800. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0440800.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Delhi Mayur Vihar Phase (Ii) in Mayur Vihat Ii, New Delhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Delhi Mayur Vihar Phase (Ii), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mayur Vihat Ii, New Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Delhi Mayur Vihar Phase (Ii), Mayur Vihat Ii, New Delhi?

The IFSC Code is PUNB0440800.

Is the IFSC Code PUNB0440800 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Delhi Mayur Vihar Phase (Ii)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Delhi Mayur Vihar Phase (Ii) branch?

The address of the branch is Plot No-12,Sagar Galaxy, Block B, located in Mayur Vihat Ii, New Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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