Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Mathura Pur, Distt. Gaya (Biha branch in Mathurapur (Distt-Gaya), Mathurapur (Distt-Gaya), or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Mathurapur (Distt-Gaya) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0255100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Mathura Pur, Distt. Gaya (Biha, Mathurapur (Distt-Gaya)

Below in the table are the key details related to IFSC Code PUNB0255100 of Punjab National Bank for its branch located in Mathurapur (Distt-Gaya), within the district of Mathurapur (Distt-Gaya) in the state of Bihar.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0255100
Branch Mathura Pur, Distt. Gaya (Biha
City Mathurapur (Distt-Gaya)
District Mathurapur (Distt-Gaya)
State Bihar
Address Mathura Pur, Distt. Gaya (Biha

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Mathurapur (Distt-Gaya) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0255100 for the Mathura Pur, Distt. Gaya (Biha branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Mathura Pur, Distt. Gaya (Biha, Mathurapur (Distt-Gaya), Bihar, are given a unique IFSC like PUNB0255100 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mathurapur (Distt-Gaya).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mathurapur (Distt-Gaya) and Mathurapur (Distt-Gaya).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Mathura Pur, Distt. Gaya (Biha goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0255100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mathura Pur, Distt. Gaya (Biha in Mathurapur (Distt-Gaya).

For example, the IFSC Code PUNB0255100 of Punjab National Bank for the Mathura Pur, Distt. Gaya (Biha branch includes these elements, identifying the bank and the branch location in Mathurapur (Distt-Gaya) and Bihar accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0255100 of Punjab National Bank for its Mathura Pur, Distt. Gaya (Biha branch located in Mathurapur (Distt-Gaya), the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Mathurapur (Distt-Gaya) and Mathurapur (Distt-Gaya), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Mathura Pur, Distt. Gaya (Biha or Mathurapur (Distt-Gaya) to find the exact IFSC Code PUNB0255100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Mathurapur (Distt-Gaya) will provide accurate information.

How to Use IFSC Code PUNB0255100 for Online Transfers?

Once you have the IFSC Code PUNB0255100 for the Mathura Pur, Distt. Gaya (Biha branch of Punjab National Bank in Mathurapur (Distt-Gaya), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0255100. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0255100.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Mathura Pur, Distt. Gaya (Biha in Mathurapur (Distt-Gaya), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Mathura Pur, Distt. Gaya (Biha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mathurapur (Distt-Gaya) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Mathura Pur, Distt. Gaya (Biha, Mathurapur (Distt-Gaya)?

The IFSC Code is PUNB0255100.

Is the IFSC Code PUNB0255100 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Mathura Pur, Distt. Gaya (Biha?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mathura Pur, Distt. Gaya (Biha branch?

The address of the branch is Mathura Pur, Distt. Gaya (Biha located in Mathurapur (Distt-Gaya), Mathurapur (Distt-Gaya), Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.