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IFSC Code of Punjab National Bank, Mathura-Aurangabad, Mathura, Uttar Pradesh — PUNB0046710

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Mathura-Aurangabad branch in Mathura, Mathura, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Mathura or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0046710. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Mathura-Aurangabad, Mathura

The table below shows the main details of the IFSC Code PUNB0046710 for the Punjab National Bank branch in Mathura, which falls under the Mathura district in Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0046710
Branch Mathura-Aurangabad
City Mathura
District Mathura
State Uttar Pradesh
Address Vill And Po Aurangabad Distt. Mathura 281001

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Mathura for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0046710 for the Mathura-Aurangabad branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Mathura-Aurangabad, Mathura, Uttar Pradesh, is provided a unique IFSC like PUNB0046710 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Mathura.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mathura and Mathura.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Mathura-Aurangabad do not get misguided to another person.

Format of the IFSC Code PUNB0046710

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mathura-Aurangabad in Mathura.

For example, the IFSC Code PUNB0046710 of Punjab National Bank for the Mathura-Aurangabad branch includes these elements, identifying the bank and the branch location in Mathura and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0046710 of Punjab National Bank for its Mathura-Aurangabad branch located in Mathura, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Mathura and Mathura, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Mathura-Aurangabad or Mathura to get the exact IFSC Code PUNB0046710.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Mathura, you'll get the correct details.

How to Use IFSC Code PUNB0046710 for Online Transfers?

Once you have the IFSC Code PUNB0046710 for the Mathura-Aurangabad branch of Punjab National Bank in Mathura, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0046710. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0046710.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Mathura-Aurangabad in Mathura, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Mathura-Aurangabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mathura to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Mathura-Aurangabad, Mathura?

The IFSC Code is PUNB0046710.

Is the IFSC Code PUNB0046710 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Mathura-Aurangabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mathura-Aurangabad branch?

The address of the branch is Vill And Po Aurangabad Distt. Mathura 281001 located in Mathura, Mathura, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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