The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Bakalpur-Mathura branch in Mathura, Bakalpur-Distt Mathura, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Mathura or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0187810. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Bakalpur-Mathura, Mathura
The table below shows the main details of the IFSC Code PUNB0187810 for the Punjab National Bank branch in Mathura, which falls under the Bakalpur-Distt Mathura district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0187810 |
| Branch | Bakalpur-Mathura |
| City | Mathura |
| District | Bakalpur-Distt Mathura |
| State | Uttar Pradesh |
| Address | Vpo-Bakalpur,Opp Fci Goverdhan Rd,Mathura 281004 |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Mathura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0187810 for the Bakalpur-Mathura branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Bakalpur-Mathura, Mathura, Uttar Pradesh, is provided with a unique IFSC like PUNB0187810 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Mathura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mathura and Bakalpur-Distt Mathura.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Bakalpur-Mathura do not get mixed with another location.
Format of the IFSC Code PUNB0187810
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bakalpur-Mathura in Mathura.
For example, the IFSC Code PUNB0187810 of Punjab National Bank for the Bakalpur-Mathura branch includes these elements, identifying the bank and the branch location in Mathura and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0187810 of Punjab National Bank for its Bakalpur-Mathura branch located in Mathura, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Mathura and Bakalpur-Distt Mathura, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Bakalpur-Mathura or Mathura to get the exact IFSC Code PUNB0187810.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Mathura, you'll get the correct details.
How to Use IFSC Code PUNB0187810 for Online Transfers?
If you have the IFSC Code PUNB0187810 for the Bakalpur-Mathura branch of Punjab National Bank in Mathura, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0187810. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0187810.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Bakalpur-Mathura in Mathura, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bakalpur-Mathura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mathura to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0187810.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vpo-Bakalpur,Opp Fci Goverdhan Rd,Mathura 281004 located in Mathura, Bakalpur-Distt Mathura, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.