There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Mancherial branch in Mancherial, Mancherial, Andhra Pradesh, Telangana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Mancherial or anywhere in Telangana can easily transfer funds instantly by using the correct IFSC Code PUNB0137810. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Mancherial, Mancherial

Here are some of the key details that come with the IFSC Code PUNB0137810 of Punjab National Bank for its branch located in Mancherial, within the district of Mancherial, Andhra Pradesh in the state of Telangana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0137810
Branch Mancherial
City Mancherial
District Mancherial, Andhra Pradesh
State Telangana
Address D No 10-86, Main Road, Opp. Municipal Corp 504208

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Mancherial for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0137810 for the Mancherial branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Mancherial, Mancherial, Telangana, are allotted a unique IFSC like PUNB0137810 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mancherial.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mancherial and Mancherial, Andhra Pradesh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Mancherial reaches the right place, even though there are thousands of branches in Telangana and across India.

Format of the IFSC Code PUNB0137810

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mancherial in Mancherial.

For example, the IFSC Code PUNB0137810 of Punjab National Bank for the Mancherial branch includes these elements, identifying the bank and the branch location in Mancherial and Telangana accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0137810 of Punjab National Bank for its Mancherial branch located in Mancherial, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Mancherial and Mancherial, Andhra Pradesh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Mancherial or Mancherial to get the exact IFSC Code PUNB0137810.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Mancherial that will provide accurate information.

How to Use IFSC Code PUNB0137810 for Online Transfers?

If you have the IFSC Code PUNB0137810 for the Mancherial branch of Punjab National Bank in Mancherial, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0137810. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0137810.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Mancherial in Mancherial, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Mancherial, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mancherial manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Mancherial, Mancherial?

The IFSC Code is PUNB0137810.

Is the IFSC Code PUNB0137810 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Mancherial?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mancherial branch?

The address of the branch is D No 10-86, Main Road, Opp. Municipal Corp 504208 located in Mancherial, Mancherial, Andhra Pradesh, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.