There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Mohadevpur branch in Lohit, Mahadevpur, Arunachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Lohit or anywhere in Arunachal Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0125720. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Mohadevpur, Lohit

Below in the table are the key details related to IFSC Code PUNB0125720 of Punjab National Bank for its branch located in Lohit, within the district of Mahadevpur in the state of Arunachal Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0125720
Branch Mohadevpur
City Lohit
District Mahadevpur
State Arunachal Pradesh
Address Po-Mohadevpur,Lohit

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Lohit for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0125720 for the Mohadevpur branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0125720 is given to every bank branch, including Punjab National Bank located in Mohadevpur, Lohit, Arunachal Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Lohit.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lohit and Mahadevpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Arunachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Mohadevpur doesn't end up at another location.

Format of the IFSC Code PUNB0125720

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohadevpur in Lohit.

For example, the IFSC Code PUNB0125720 of Punjab National Bank for the Mohadevpur branch includes these elements, identifying the bank and the branch location in Lohit and Arunachal Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0125720 of Punjab National Bank for its Mohadevpur branch located in Lohit, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Lohit and Mahadevpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Mohadevpur or Lohit to get the exact IFSC Code PUNB0125720.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Lohit, you'll get the correct details.

How to Use IFSC Code PUNB0125720 for Online Transfers?

Once you have the IFSC Code PUNB0125720 for the Mohadevpur branch of Punjab National Bank in Lohit, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0125720. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0125720.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Mohadevpur in Lohit, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Mohadevpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lohit manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Mohadevpur, Lohit?

The IFSC Code is PUNB0125720.

Is the IFSC Code PUNB0125720 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Mohadevpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mohadevpur branch?

The address of the branch is Po-Mohadevpur,Lohit located in Lohit, Mahadevpur, Arunachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.