The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Tellicherry (Thalasserry) branch in Logans Road, Thalassery, Kannur, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Logans Road, Thalassery or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code PUNB0435000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Tellicherry (Thalasserry), Logans Road, Thalassery
Here are the key points that are associated with the IFSC Code PUNB0435000 of Punjab National Bank for its branch located in Logans Road, Thalassery, within the district of Kannur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0435000 |
| Branch | Tellicherry (Thalasserry) |
| City | Logans Road, Thalassery |
| District | Kannur |
| State | Kerala |
| Address | Tmc 44/416, Paris Building, |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Logans Road, Thalassery for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0435000 for the Tellicherry (Thalasserry) branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Tellicherry (Thalasserry), Logans Road, Thalassery, Kerala, are allotted a unique IFSC like PUNB0435000 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Logans Road, Thalassery.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Logans Road, Thalassery and Kannur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Tellicherry (Thalasserry) reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code PUNB0435000
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tellicherry (Thalasserry) in Logans Road, Thalassery.
For example, the IFSC Code PUNB0435000 of Punjab National Bank for the Tellicherry (Thalasserry) branch has these elements, identifying the bank and the branch location in Logans Road, Thalassery and Kerala correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0435000 of Punjab National Bank for its Tellicherry (Thalasserry) branch located in Logans Road, Thalassery, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Logans Road, Thalassery and Kannur, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Tellicherry (Thalasserry) or Logans Road, Thalassery to get the exact IFSC Code PUNB0435000.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Logans Road, Thalassery, you'll get the correct details.
How to Use IFSC Code PUNB0435000 for Online Transfers?
If you have the IFSC Code PUNB0435000 for the Tellicherry (Thalasserry) branch of Punjab National Bank in Logans Road, Thalassery, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0435000. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0435000.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Tellicherry (Thalasserry) in Logans Road, Thalassery, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Tellicherry (Thalasserry), here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Logans Road, Thalassery manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0435000.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Tmc 44/416, Paris Building, located in Logans Road, Thalassery, Kannur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.