IFSC Code of Punjab National Bank, North Lakhimpur, North Lakhimpur Assam, Assam — PUNB0217910

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its North Lakhimpur branch in Lakhimpur, North Lakhimpur Assam, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0217910. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, North Lakhimpur, Lakhimpur

Here are some of the key details that come with the IFSC Code PUNB0217910 of Punjab National Bank for its branch located in Lakhimpur, within the district of North Lakhimpur Assam in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Lakhimpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0217910 for the North Lakhimpur branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in North Lakhimpur, Lakhimpur, Assam, are allotted a unique IFSC like PUNB0217910 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Lakhimpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Lakhimpur and North Lakhimpur Assam.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in North Lakhimpur reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code PUNB0217910

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like North Lakhimpur in Lakhimpur.

For example, the IFSC Code PUNB0217910 of Punjab National Bank for the North Lakhimpur branch has these elements, identifying the bank and the branch location in Lakhimpur and Assam correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0217910 of Punjab National Bank for its North Lakhimpur branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Lakhimpur and North Lakhimpur Assam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for North Lakhimpur or Lakhimpur to get the exact IFSC Code PUNB0217910.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Lakhimpur, then it will provide you proper information.

How to Use IFSC Code PUNB0217910 for Online Transfers?

Once you have the IFSC Code PUNB0217910 for the North Lakhimpur branch of Punjab National Bank in Lakhimpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0217910. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0217910.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank North Lakhimpur in Lakhimpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in North Lakhimpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lakhimpur manage their online transfers and cheque clearances easily.