There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Shahabad Markanda branch in Kurukshetra, Shahabad Markanda, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Kurukshetra or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code PUNB0015210. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Shahabad Markanda, Kurukshetra

Here are some of the key details that come with the IFSC Code PUNB0015210 of Punjab National Bank for its branch located in Kurukshetra, within the district of Shahabad Markanda in the state of Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0015210
Branch Shahabad Markanda
City Kurukshetra
District Shahabad Markanda
State Haryana
Address Hospital Road, Shahabad Markanda 132001

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Kurukshetra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0015210 for the Shahabad Markanda branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Shahabad Markanda, Kurukshetra, Haryana, are allotted a unique IFSC like PUNB0015210 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kurukshetra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kurukshetra and Shahabad Markanda.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Shahabad Markanda reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code PUNB0015210

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahabad Markanda in Kurukshetra.

For example, the IFSC Code PUNB0015210 of Punjab National Bank for the Shahabad Markanda branch includes these elements, identifying the bank and the branch location in Kurukshetra and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0015210 of Punjab National Bank for its Shahabad Markanda branch located in Kurukshetra, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Kurukshetra and Shahabad Markanda, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Shahabad Markanda or Kurukshetra to get the exact IFSC Code PUNB0015210.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Kurukshetra, you'll get the correct details.

How to Use IFSC Code PUNB0015210 for Online Transfers?

If you have the IFSC Code PUNB0015210 for the Shahabad Markanda branch of Punjab National Bank in Kurukshetra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0015210. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0015210.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Shahabad Markanda in Kurukshetra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Shahabad Markanda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kurukshetra manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Shahabad Markanda, Kurukshetra?

The IFSC Code is PUNB0015210.

Is the IFSC Code PUNB0015210 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Shahabad Markanda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shahabad Markanda branch?

The address of the branch is Hospital Road, Shahabad Markanda 132001 located in Kurukshetra, Shahabad Markanda, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.