IFSC Code of Punjab National Bank, Obra, Varanasi, Sonbhadra, Up, Uttar Pradesh — PUNB0759500

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Obra, Varanasi branch in Krishna Nagar, Obra, Sonbhadra, Up, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Krishna Nagar, Obra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0759500. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Obra, Varanasi, Krishna Nagar, Obra

Here are the main details that are associated with the IFSC Code PUNB0759500 of Punjab National Bank for its branch located in Krishna Nagar, Obra, within the district of Sonbhadra, Up in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Krishna Nagar, Obra for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0759500 for the Obra, Varanasi branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Obra, Varanasi, Krishna Nagar, Obra, Uttar Pradesh, are given a unique IFSC like PUNB0759500 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Krishna Nagar, Obra.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Krishna Nagar, Obra and Sonbhadra, Up.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Obra, Varanasi goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0759500

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Obra, Varanasi in Krishna Nagar, Obra.

For example, the IFSC Code PUNB0759500 of Punjab National Bank for the Obra, Varanasi branch has these elements, identifying the bank and the branch location in Krishna Nagar, Obra and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0759500 of Punjab National Bank for its Obra, Varanasi branch located in Krishna Nagar, Obra, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Krishna Nagar, Obra and Sonbhadra, Up, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Obra, Varanasi or Krishna Nagar, Obra to get the exact IFSC Code PUNB0759500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Krishna Nagar, Obra, then it will provide you proper information.

How to Use IFSC Code PUNB0759500 for Online Transfers?

Once you have the IFSC Code PUNB0759500 for the Obra, Varanasi branch of Punjab National Bank in Krishna Nagar, Obra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0759500. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0759500.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Obra, Varanasi in Krishna Nagar, Obra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Obra, Varanasi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Krishna Nagar, Obra manage their online transfers and cheque clearances easily.