IFSC Code of Punjab National Bank, Keyatala Road, Kolkata, West Bengal — PUNB0166700

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Keyatala Road branch in Kolkata, Kolkata, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0166700. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Keyatala Road, Kolkata

Here are some of the key details that come with the IFSC Code PUNB0166700 of Punjab National Bank for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Kolkata for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0166700 for the Keyatala Road branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0166700 is given to every bank branch, including Punjab National Bank located in Keyatala Road, Kolkata, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Kolkata.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kolkata and Kolkata.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Keyatala Road doesn't end up at another location.

Format of the IFSC Code PUNB0166700

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Keyatala Road in Kolkata.

For example, the IFSC Code PUNB0166700 of Punjab National Bank for the Keyatala Road branch has these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0166700 of Punjab National Bank for its Keyatala Road branch located in Kolkata, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Kolkata and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Keyatala Road or Kolkata to get the exact IFSC Code PUNB0166700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Kolkata, you'll get the correct details.

How to Use IFSC Code PUNB0166700 for Online Transfers?

If you have the IFSC Code PUNB0166700 for the Keyatala Road branch of Punjab National Bank in Kolkata, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0166700. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0166700.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Keyatala Road in Kolkata, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Keyatala Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkata manage their online transfers and cheque clearances easily.