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IFSC Code of Punjab National Bank, New Delhi, Kirari, Delhi, Delhi — PUNB0657700

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its New Delhi, Kirari branch in Kirari, New Delhi, Delhi, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Kirari, New Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code PUNB0657700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, New Delhi, Kirari, Kirari, New Delhi

Below in the table are the key details related to IFSC Code PUNB0657700 of Punjab National Bank for its branch located in Kirari, New Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0657700
Branch New Delhi, Kirari
City Kirari, New Delhi
District Delhi
State Delhi
Address Kharsa No-1467 Prem Nagar-Ii

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Kirari, New Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0657700 for the New Delhi, Kirari branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in New Delhi, Kirari, Kirari, New Delhi, Delhi, are allotted a unique IFSC like PUNB0657700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kirari, New Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kirari, New Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in New Delhi, Kirari reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code PUNB0657700

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as New Delhi, Kirari in Kirari, New Delhi.

For example, the IFSC Code PUNB0657700 of Punjab National Bank for the New Delhi, Kirari branch includes these elements, identifying the bank and the branch location in Kirari, New Delhi and Delhi accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0657700 of Punjab National Bank for its New Delhi, Kirari branch located in Kirari, New Delhi, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Kirari, New Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for New Delhi, Kirari or Kirari, New Delhi to get the exact IFSC Code PUNB0657700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Kirari, New Delhi, then it will provide you proper information.

How to Use IFSC Code PUNB0657700 for Online Transfers?

Once you have the IFSC Code PUNB0657700 for the New Delhi, Kirari branch of Punjab National Bank in Kirari, New Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0657700. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0657700.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank New Delhi, Kirari in Kirari, New Delhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in New Delhi, Kirari, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kirari, New Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in New Delhi, Kirari, Kirari, New Delhi?

The IFSC Code is PUNB0657700.

Is the IFSC Code PUNB0657700 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank New Delhi, Kirari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the New Delhi, Kirari branch?

The address of the branch is Kharsa No-1467 Prem Nagar-Ii located in Kirari, New Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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