Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Rasulgarh Distt-Khurda branch in Khordha, Rasulgarh Distt-Khurda, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code PUNB0192410. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Rasulgarh Distt-Khurda, Khordha
Here are some of the key details that come with the IFSC Code PUNB0192410 of Punjab National Bank for its branch located in Khordha, within the district of Rasulgarh Distt-Khurda in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0192410 |
| Branch | Rasulgarh Distt-Khurda |
| City | Khordha |
| District | Rasulgarh Distt-Khurda |
| State | Odisha |
| Address | Plotno1582,Nr Saptasat Temple,Palasuni 751010 |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Khordha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0192410 for the Rasulgarh Distt-Khurda branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Rasulgarh Distt-Khurda, Khordha, Odisha, is provided a unique IFSC like PUNB0192410 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Khordha.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Khordha and Rasulgarh Distt-Khurda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Rasulgarh Distt-Khurda do not get misguided to another person.
Format of the IFSC Code PUNB0192410
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rasulgarh Distt-Khurda in Khordha.
For example, the IFSC Code PUNB0192410 of Punjab National Bank for the Rasulgarh Distt-Khurda branch includes these elements, identifying the bank and the branch location in Khordha and Odisha accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0192410 of Punjab National Bank for its Rasulgarh Distt-Khurda branch located in Khordha, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Khordha and Rasulgarh Distt-Khurda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Rasulgarh Distt-Khurda or Khordha to get the exact IFSC Code PUNB0192410.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Khordha that will provide accurate information.
How to Use IFSC Code PUNB0192410 for Online Transfers?
Once you have the IFSC Code PUNB0192410 for the Rasulgarh Distt-Khurda branch of Punjab National Bank in Khordha, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0192410. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0192410.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Rasulgarh Distt-Khurda in Khordha, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Rasulgarh Distt-Khurda, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khordha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0192410.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plotno1582,Nr Saptasat Temple,Palasuni 751010 located in Khordha, Rasulgarh Distt-Khurda, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.