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IFSC Code of Punjab National Bank, Clpc Kashipur, Kashipur, Uttarakhand — PUNB0628400

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Clpc Kashipur branch in Kashipur, Kashipur, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Kashipur or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code PUNB0628400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Clpc Kashipur, Kashipur

The table below shows the main details of the IFSC Code PUNB0628400 for the Punjab National Bank branch in Kashipur, which falls under the Kashipur district in Uttarakhand.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0628400
Branch Clpc Kashipur
City Kashipur
District Kashipur
State Uttarakhand
Address Bazpur Road Dist Udham Singh Nagar 244713

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Kashipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0628400 for the Clpc Kashipur branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Clpc Kashipur, Kashipur, Uttarakhand, is provided a unique IFSC like PUNB0628400 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Kashipur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kashipur and Kashipur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Clpc Kashipur do not get misguided to another person.

Format of the IFSC Code PUNB0628400

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Clpc Kashipur in Kashipur.

For example, the IFSC Code PUNB0628400 of Punjab National Bank for the Clpc Kashipur branch includes these elements, identifying the bank and the branch location in Kashipur and Uttarakhand accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0628400 of Punjab National Bank for its Clpc Kashipur branch located in Kashipur, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Kashipur and Kashipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Clpc Kashipur or Kashipur to get the exact IFSC Code PUNB0628400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Kashipur that will provide accurate information.

How to Use IFSC Code PUNB0628400 for Online Transfers?

Once you have the IFSC Code PUNB0628400 for the Clpc Kashipur branch of Punjab National Bank in Kashipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0628400. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0628400.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Clpc Kashipur in Kashipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Clpc Kashipur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kashipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Clpc Kashipur Kashipur?

The IFSC Code of the Clpc Kashipur Kashipur branch is PUNB0628400.

Is IFSC Code PUNB0628400 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Clpc Kashipur branch?

The branch is located at Bazpur Road Dist Udham Singh Nagar 244713.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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