Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Kanth Road, Moradabad (Up) branch in Kanth Road, Moradabad, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Kanth Road or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0407000. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Kanth Road, Moradabad (Up), Kanth Road
The table below shows the main details of the IFSC Code PUNB0407000 for the Punjab National Bank branch in Kanth Road, which falls under the Moradabad district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0407000 |
| Branch | Kanth Road, Moradabad (Up) |
| City | Kanth Road |
| District | Moradabad |
| State | Uttar Pradesh |
| Address | Pnb House Ram Ganga Vihar,Phase Ii |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Kanth Road for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0407000 for the Kanth Road, Moradabad (Up) branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0407000 is given to every bank branch, including Punjab National Bank located in Kanth Road, Moradabad (Up), Kanth Road, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Kanth Road.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kanth Road and Moradabad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Kanth Road, Moradabad (Up) doesn't end up at another location.
Format of the IFSC Code PUNB0407000
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kanth Road, Moradabad (Up) in Kanth Road.
For example, the IFSC Code PUNB0407000 of Punjab National Bank for the Kanth Road, Moradabad (Up) branch includes these elements, identifying the bank and the branch location in Kanth Road and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0407000 of Punjab National Bank for its Kanth Road, Moradabad (Up) branch located in Kanth Road, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Kanth Road and Moradabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Kanth Road, Moradabad (Up) or Kanth Road to get the exact IFSC Code PUNB0407000.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Kanth Road that will provide accurate information.
How to Use IFSC Code PUNB0407000 for Online Transfers?
Once you have the IFSC Code PUNB0407000 for the Kanth Road, Moradabad (Up) branch of Punjab National Bank in Kanth Road, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0407000. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0407000.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Kanth Road, Moradabad (Up) in Kanth Road may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Kanth Road, Moradabad (Up), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kanth Road manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kanth Road, Moradabad (Up) Kanth Road branch is PUNB0407000.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Pnb House Ram Ganga Vihar,Phase Ii.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.