Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Kamalganj, Distt. Farrukhabad branch in Kamalganj, Distt Farrukhabad, Kamalganj, Distt Farrukhabad, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Kamalganj, Distt Farrukhabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0073300. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Kamalganj, Distt. Farrukhabad, Kamalganj, Distt Farrukhabad
The table below shows the main details of the IFSC Code PUNB0073300 for the Punjab National Bank branch in Kamalganj, Distt Farrukhabad, which falls under the Kamalganj, Distt Farrukhabad district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0073300 |
| Branch | Kamalganj, Distt. Farrukhabad |
| City | Kamalganj, Distt Farrukhabad |
| District | Kamalganj, Distt Farrukhabad |
| State | Uttar Pradesh |
| Address | Bo Kamalganj Distt Farrukhabad |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Kamalganj, Distt Farrukhabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0073300 for the Kamalganj, Distt. Farrukhabad branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kamalganj, Distt. Farrukhabad, Kamalganj, Distt Farrukhabad, Uttar Pradesh, is provided a unique IFSC like PUNB0073300 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Kamalganj, Distt Farrukhabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kamalganj, Distt Farrukhabad and Kamalganj, Distt Farrukhabad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Kamalganj, Distt. Farrukhabad do not get misguided to another person.
Format of the IFSC Code PUNB0073300
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kamalganj, Distt. Farrukhabad in Kamalganj, Distt Farrukhabad.
For example, the IFSC Code PUNB0073300 of Punjab National Bank for the Kamalganj, Distt. Farrukhabad branch includes these elements, identifying the bank and the branch location in Kamalganj, Distt Farrukhabad and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0073300 of Punjab National Bank for its Kamalganj, Distt. Farrukhabad branch located in Kamalganj, Distt Farrukhabad, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Kamalganj, Distt Farrukhabad and Kamalganj, Distt Farrukhabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Kamalganj, Distt. Farrukhabad or Kamalganj, Distt Farrukhabad to get the exact IFSC Code PUNB0073300.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Kamalganj, Distt Farrukhabad, you'll get the correct details.
How to Use IFSC Code PUNB0073300 for Online Transfers?
Once you have the IFSC Code PUNB0073300 for the Kamalganj, Distt. Farrukhabad branch of Punjab National Bank in Kamalganj, Distt Farrukhabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0073300. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0073300.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Kamalganj, Distt. Farrukhabad in Kamalganj, Distt Farrukhabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kamalganj, Distt. Farrukhabad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamalganj, Distt Farrukhabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0073300.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bo Kamalganj Distt Farrukhabad located in Kamalganj, Distt Farrukhabad, Kamalganj, Distt Farrukhabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.