The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Kalawar branch in Kalawar (Haryana), Kalawar (Haryana), Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Kalawar (Haryana) or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0740100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Kalawar, Kalawar (Haryana)

The table below shows the main details of the IFSC Code PUNB0740100 for the Punjab National Bank branch in Kalawar (Haryana), which falls under the Kalawar (Haryana) district in Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0740100
Branch Kalawar
City Kalawar (Haryana)
District Kalawar (Haryana)
State Haryana
Address Vpo Kalawar Dist Yamunanagar

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Kalawar (Haryana) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0740100 for the Kalawar branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kalawar, Kalawar (Haryana), Haryana, is provided with a unique IFSC like PUNB0740100 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Kalawar (Haryana).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kalawar (Haryana) and Kalawar (Haryana).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Kalawar do not get mixed with another location.

Format of the IFSC Code PUNB0740100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalawar in Kalawar (Haryana).

For example, the IFSC Code PUNB0740100 of Punjab National Bank for the Kalawar branch includes these elements, identifying the bank and the branch location in Kalawar (Haryana) and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0740100 of Punjab National Bank for its Kalawar branch located in Kalawar (Haryana), the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Kalawar (Haryana) and Kalawar (Haryana), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Kalawar or Kalawar (Haryana) to get the exact IFSC Code PUNB0740100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Kalawar (Haryana), then it will provide you proper information.

How to Use IFSC Code PUNB0740100 for Online Transfers?

Once you have the IFSC Code PUNB0740100 for the Kalawar branch of Punjab National Bank in Kalawar (Haryana), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0740100. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0740100.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Kalawar in Kalawar (Haryana), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kalawar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kalawar (Haryana) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Kalawar, Kalawar (Haryana)?

The IFSC Code is PUNB0740100.

Is the IFSC Code PUNB0740100 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Kalawar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kalawar branch?

The address of the branch is Vpo Kalawar Dist Yamunanagar located in Kalawar (Haryana), Kalawar (Haryana), Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.