For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Kahla, Distt. Gorakhpur (Up) branch in Kahla, Distt. Gorakhpur (Up), Kahla (Distt. Gorakhpur, Up), Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Kahla, Distt. Gorakhpur (Up) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0279100. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Kahla, Distt. Gorakhpur (Up), Kahla, Distt. Gorakhpur (Up)
Here are some of the key details that come with the IFSC Code PUNB0279100 of Punjab National Bank for its branch located in Kahla, Distt. Gorakhpur (Up), within the district of Kahla (Distt. Gorakhpur, Up) in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0279100 |
| Branch | Kahla, Distt. Gorakhpur (Up) |
| City | Kahla, Distt. Gorakhpur (Up) |
| District | Kahla (Distt. Gorakhpur, Up) |
| State | Uttar Pradesh |
| Address | Post Shivpur, |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Kahla, Distt. Gorakhpur (Up) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0279100 for the Kahla, Distt. Gorakhpur (Up) branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kahla, Distt. Gorakhpur (Up), Kahla, Distt. Gorakhpur (Up), Uttar Pradesh, is provided a unique IFSC like PUNB0279100 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Kahla, Distt. Gorakhpur (Up).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kahla, Distt. Gorakhpur (Up) and Kahla (Distt. Gorakhpur, Up).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Kahla, Distt. Gorakhpur (Up) do not get misguided to another person.
Format of the IFSC Code PUNB0279100
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kahla, Distt. Gorakhpur (Up) in Kahla, Distt. Gorakhpur (Up).
For example, the IFSC Code PUNB0279100 of Punjab National Bank for the Kahla, Distt. Gorakhpur (Up) branch includes these elements, identifying the bank and the branch location in Kahla, Distt. Gorakhpur (Up) and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0279100 of Punjab National Bank for its Kahla, Distt. Gorakhpur (Up) branch located in Kahla, Distt. Gorakhpur (Up), the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Kahla, Distt. Gorakhpur (Up) and Kahla (Distt. Gorakhpur, Up), print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Kahla, Distt. Gorakhpur (Up) or Kahla, Distt. Gorakhpur (Up) to get the exact IFSC Code PUNB0279100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Kahla, Distt. Gorakhpur (Up), you'll get the correct details.
How to Use IFSC Code PUNB0279100 for Online Transfers?
Once you have the IFSC Code PUNB0279100 for the Kahla, Distt. Gorakhpur (Up) branch of Punjab National Bank in Kahla, Distt. Gorakhpur (Up), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0279100. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0279100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Kahla, Distt. Gorakhpur (Up) in Kahla, Distt. Gorakhpur (Up), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kahla, Distt. Gorakhpur (Up), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kahla, Distt. Gorakhpur (Up) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0279100.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Post Shivpur, located in Kahla, Distt. Gorakhpur (Up), Kahla (Distt. Gorakhpur, Up), Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.