IFSC Code of Punjab National Bank, Sibsagar Region, Jorhat, Assam — PUNB0098820

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Sibsagar Region branch in Jorhat, Jorhat, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Jorhat or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code PUNB0098820. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Sibsagar Region, Jorhat

Below in the table are the key details related to IFSC Code PUNB0098820 of Punjab National Bank for its branch located in Jorhat, within the district of Jorhat in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Jorhat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0098820 for the Sibsagar Region branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Sibsagar Region, Jorhat, Assam, are allotted a unique IFSC like PUNB0098820 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jorhat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jorhat and Jorhat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Sibsagar Region reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code PUNB0098820

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sibsagar Region in Jorhat.

For example, the IFSC Code PUNB0098820 of Punjab National Bank for the Sibsagar Region branch includes these elements, identifying the bank and the branch location in Jorhat and Assam correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0098820 of Punjab National Bank for its Sibsagar Region branch located in Jorhat, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Jorhat and Jorhat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Sibsagar Region or Jorhat to get the exact IFSC Code PUNB0098820.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Jorhat, then it will provide you proper information.

How to Use IFSC Code PUNB0098820 for Online Transfers?

Once you have the IFSC Code PUNB0098820 for the Sibsagar Region branch of Punjab National Bank in Jorhat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0098820. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0098820.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Sibsagar Region in Jorhat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Sibsagar Region, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jorhat manage online transfers as well as cheque clearances with ease.