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IFSC Code of Punjab National Bank, Ramsagar Circle, Jodhpur, Jodhpur, Rajasthan — PUNB0217610

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Ramsagar Circle, Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Jodhpur or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code PUNB0217610. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Ramsagar Circle, Jodhpur, Jodhpur

Below in the table are the key details related to IFSC Code PUNB0217610 of Punjab National Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0217610
Branch Ramsagar Circle, Jodhpur
City Jodhpur
District Jodhpur
State Rajasthan
Address Ramsagar Circle, Bhadwasia Rd, Jodhpur 342007

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Jodhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0217610 for the Ramsagar Circle, Jodhpur branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Ramsagar Circle, Jodhpur, Jodhpur, Rajasthan, are given a unique IFSC like PUNB0217610 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jodhpur and Jodhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Ramsagar Circle, Jodhpur goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0217610

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ramsagar Circle, Jodhpur in Jodhpur.

For example, the IFSC Code PUNB0217610 of Punjab National Bank for the Ramsagar Circle, Jodhpur branch has these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0217610 of Punjab National Bank for its Ramsagar Circle, Jodhpur branch located in Jodhpur, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Ramsagar Circle, Jodhpur or Jodhpur to get the exact IFSC Code PUNB0217610.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Jodhpur that will provide accurate information.

How to Use IFSC Code PUNB0217610 for Online Transfers?

If you have the IFSC Code PUNB0217610 for the Ramsagar Circle, Jodhpur branch of Punjab National Bank in Jodhpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0217610. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0217610.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Ramsagar Circle, Jodhpur in Jodhpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Ramsagar Circle, Jodhpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jodhpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Ramsagar Circle, Jodhpur, Jodhpur?

The IFSC Code is PUNB0217610.

Is the IFSC Code PUNB0217610 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Ramsagar Circle, Jodhpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramsagar Circle, Jodhpur branch?

The address of the branch is Ramsagar Circle, Bhadwasia Rd, Jodhpur 342007 located in Jodhpur, Jodhpur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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