The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Pegan-Amarheri Earlier branch in Jind, Pegan, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Jind or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0047510. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Pegan-Amarheri Earlier, Jind

The table below shows the main details of the IFSC Code PUNB0047510 for the Punjab National Bank branch in Jind, which falls under the Pegan district in Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0047510
Branch Pegan-Amarheri Earlier
City Jind
District Pegan
State Haryana
Address Vpo Amarheri,Dist.Jind 126102

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Jind for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0047510 for the Pegan-Amarheri Earlier branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Pegan-Amarheri Earlier, Jind, Haryana, is provided with a unique IFSC like PUNB0047510 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Jind.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jind and Pegan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Pegan-Amarheri Earlier do not get mixed with another location.

Format of the IFSC Code PUNB0047510

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pegan-Amarheri Earlier in Jind.

For example, the IFSC Code PUNB0047510 of Punjab National Bank for the Pegan-Amarheri Earlier branch includes these elements, identifying the bank and the branch location in Jind and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0047510 of Punjab National Bank for its Pegan-Amarheri Earlier branch located in Jind, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Jind and Pegan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Pegan-Amarheri Earlier or Jind to get the exact IFSC Code PUNB0047510.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Jind, you'll get the correct details.

How to Use IFSC Code PUNB0047510 for Online Transfers?

Once you have the IFSC Code PUNB0047510 for the Pegan-Amarheri Earlier branch of Punjab National Bank in Jind, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0047510. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0047510.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Pegan-Amarheri Earlier in Jind may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Pegan-Amarheri Earlier, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jind manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Pegan-Amarheri Earlier, Jind?

The IFSC Code is PUNB0047510.

Is the IFSC Code PUNB0047510 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Pegan-Amarheri Earlier?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pegan-Amarheri Earlier branch?

The address of the branch is Vpo Amarheri,Dist.Jind 126102 located in Jind, Pegan, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.