Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Pilodjhunjhunu branch in Jhunjhunun, Jhunjhunu, or Rajasthan, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Jhunjhunun or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0190510. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Pilodjhunjhunu, Jhunjhunun
Here are the main details that are associated with the IFSC Code PUNB0190510 of Punjab National Bank for its branch located in Jhunjhunun, within the district of Jhunjhunu in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0190510 |
| Branch | Pilodjhunjhunu |
| City | Jhunjhunun |
| District | Jhunjhunu |
| State | Rajasthan |
| Address | Keystone Campusvillg Pilodtehsurajgarh 333029 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Jhunjhunun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0190510 for the Pilodjhunjhunu branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Pilodjhunjhunu, Jhunjhunun, Rajasthan, is provided a unique IFSC like PUNB0190510 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Jhunjhunun.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jhunjhunun and Jhunjhunu.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Pilodjhunjhunu do not get misguided to another person.
Format of the IFSC Code PUNB0190510
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pilodjhunjhunu in Jhunjhunun.
For example, the IFSC Code PUNB0190510 of Punjab National Bank for the Pilodjhunjhunu branch includes these elements, identifying the bank and the branch location in Jhunjhunun and Rajasthan accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0190510 of Punjab National Bank for its Pilodjhunjhunu branch located in Jhunjhunun, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Jhunjhunun and Jhunjhunu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Pilodjhunjhunu or Jhunjhunun to get the exact IFSC Code PUNB0190510.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Jhunjhunun, then it will provide you proper information.
How to Use IFSC Code PUNB0190510 for Online Transfers?
Once you have the IFSC Code PUNB0190510 for the Pilodjhunjhunu branch of Punjab National Bank in Jhunjhunun, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0190510. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0190510.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Pilodjhunjhunu in Jhunjhunun, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Pilodjhunjhunu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jhunjhunun to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0190510.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Keystone Campusvillg Pilodtehsurajgarh 333029 located in Jhunjhunun, Jhunjhunu, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.