IFSC Code of Punjab National Bank, Brajrajnagar-Jharsuguda, Brajrajnagar-Orissa, Odisha — PUNB0169210

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Brajrajnagar-Jharsuguda branch in Jharsuguda, Brajrajnagar-Orissa, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code PUNB0169210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Brajrajnagar-Jharsuguda, Jharsuguda

Here are the key points that are associated with the IFSC Code PUNB0169210 of Punjab National Bank for its branch located in Jharsuguda, within the district of Brajrajnagar-Orissa in the state of Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Jharsuguda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0169210 for the Brajrajnagar-Jharsuguda branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Brajrajnagar-Jharsuguda, Jharsuguda, Odisha, is provided a unique IFSC like PUNB0169210 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab National Bank branch in Jharsuguda.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Jharsuguda and Brajrajnagar-Orissa.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Brajrajnagar-Jharsuguda do not get misguided to another person.

Format of the IFSC Code PUNB0169210

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Brajrajnagar-Jharsuguda in Jharsuguda.

For example, the IFSC Code PUNB0169210 of Punjab National Bank for the Brajrajnagar-Jharsuguda branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0169210 of Punjab National Bank for its Brajrajnagar-Jharsuguda branch located in Jharsuguda, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Jharsuguda and Brajrajnagar-Orissa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Brajrajnagar-Jharsuguda or Jharsuguda to find the exact IFSC Code PUNB0169210.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Jharsuguda will provide accurate information.

How to Use IFSC Code PUNB0169210 for Online Transfers?

Once you have the IFSC Code PUNB0169210 for the Brajrajnagar-Jharsuguda branch of Punjab National Bank in Jharsuguda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0169210. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0169210.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Brajrajnagar-Jharsuguda in Jharsuguda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Brajrajnagar-Jharsuguda, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jharsuguda manage online transfers as well as cheque clearances with ease.