The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Circle Sastra Centre Jhansi branch in Jhansi, Jhansi, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Jhansi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0825200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Circle Sastra Centre Jhansi, Jhansi
The table below shows the main details of the IFSC Code PUNB0825200 for the Punjab National Bank branch in Jhansi, which falls under the Jhansi district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0825200 |
| Branch | Circle Sastra Centre Jhansi |
| City | Jhansi |
| District | Jhansi |
| State | Uttar Pradesh |
| Address | Jhansi Agra Up Jhans 284001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Jhansi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0825200 for the Circle Sastra Centre Jhansi branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Circle Sastra Centre Jhansi, Jhansi, Uttar Pradesh, are given a unique IFSC like PUNB0825200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jhansi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jhansi and Jhansi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Circle Sastra Centre Jhansi goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0825200
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Circle Sastra Centre Jhansi in Jhansi.
For example, the IFSC Code PUNB0825200 of Punjab National Bank for the Circle Sastra Centre Jhansi branch has these elements, identifying the bank and the branch location in Jhansi and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0825200 of Punjab National Bank for its Circle Sastra Centre Jhansi branch located in Jhansi, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Jhansi and Jhansi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Circle Sastra Centre Jhansi or Jhansi to find the exact IFSC Code PUNB0825200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Jhansi will provide accurate information.
How to Use IFSC Code PUNB0825200 for Online Transfers?
If you have the IFSC Code PUNB0825200 for the Circle Sastra Centre Jhansi branch of Punjab National Bank in Jhansi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0825200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0825200.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Circle Sastra Centre Jhansi in Jhansi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Circle Sastra Centre Jhansi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jhansi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0825200.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jhansi Agra Up Jhans 284001 located in Jhansi, Jhansi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.