The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Kablana Dist - Jhajjar branch in Jhajjar, Jhajjar, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Jhajjar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0195810. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Kablana Dist - Jhajjar, Jhajjar
Below in the table are the key details related to IFSC Code PUNB0195810 of Punjab National Bank for its branch located in Jhajjar, within the district of Jhajjar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0195810 |
| Branch | Kablana Dist - Jhajjar |
| City | Jhajjar |
| District | Jhajjar |
| State | Haryana |
| Address | Ganga Inst Of Tech&Mgm Vpo-Kablana Dist - Jha 124104 |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Jhajjar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0195810 for the Kablana Dist - Jhajjar branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Kablana Dist - Jhajjar, Jhajjar, Haryana, are given a unique IFSC like PUNB0195810 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jhajjar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jhajjar and Jhajjar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Kablana Dist - Jhajjar goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0195810
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kablana Dist - Jhajjar in Jhajjar.
For example, the IFSC Code PUNB0195810 of Punjab National Bank for the Kablana Dist - Jhajjar branch includes these elements, identifying the bank and the branch location in Jhajjar and Haryana accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0195810 of Punjab National Bank for its Kablana Dist - Jhajjar branch located in Jhajjar, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Jhajjar and Jhajjar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Kablana Dist - Jhajjar or Jhajjar to get the exact IFSC Code PUNB0195810.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Jhajjar, then it will provide you proper information.
How to Use IFSC Code PUNB0195810 for Online Transfers?
Once you have the IFSC Code PUNB0195810 for the Kablana Dist - Jhajjar branch of Punjab National Bank in Jhajjar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0195810. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0195810.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Kablana Dist - Jhajjar in Jhajjar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Kablana Dist - Jhajjar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jhajjar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0195810.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ganga Inst Of Tech&Mgm Vpo-Kablana Dist - Jha 124104 located in Jhajjar, Jhajjar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.