Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Patta Bohari, Dist - Jammu branch in Jammu, Talab Tilla Po Jammu, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code PUNB0210710. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Patta Bohari, Dist - Jammu, Jammu

The table below shows the main details of the IFSC Code PUNB0210710 for the Punjab National Bank branch in Jammu, which falls under the Talab Tilla Po Jammu district in Jammu And Kashmir.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0210710
Branch Patta Bohari, Dist - Jammu
City Jammu
District Talab Tilla Po Jammu
State Jammu And Kashmir
Address Plot No 973, Patta Boh Po-Talab Tilla 180002

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Jammu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0210710 for the Patta Bohari, Dist - Jammu branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Patta Bohari, Dist - Jammu, Jammu, Jammu And Kashmir, are given a unique IFSC like PUNB0210710 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jammu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jammu and Talab Tilla Po Jammu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Patta Bohari, Dist - Jammu goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0210710

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patta Bohari, Dist - Jammu in Jammu.

For example, the IFSC Code PUNB0210710 of Punjab National Bank for the Patta Bohari, Dist - Jammu branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0210710 of Punjab National Bank for its Patta Bohari, Dist - Jammu branch located in Jammu, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Jammu and Talab Tilla Po Jammu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Patta Bohari, Dist - Jammu or Jammu to get the exact IFSC Code PUNB0210710.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Jammu, then it will provide you proper information.

How to Use IFSC Code PUNB0210710 for Online Transfers?

Once you have the IFSC Code PUNB0210710 for the Patta Bohari, Dist - Jammu branch of Punjab National Bank in Jammu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0210710. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0210710.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Patta Bohari, Dist - Jammu in Jammu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Patta Bohari, Dist - Jammu, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jammu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Patta Bohari, Dist - Jammu, Jammu?

The IFSC Code is PUNB0210710.

Is the IFSC Code PUNB0210710 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Patta Bohari, Dist - Jammu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Patta Bohari, Dist - Jammu branch?

The address of the branch is Plot No 973, Patta Boh Po-Talab Tilla 180002 located in Jammu, Talab Tilla Po Jammu, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.