IFSC Code of Punjab National Bank, Paddi Jagir- Jalandhar, Jalandhar Distt, Punjab — PUNB0191610

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Paddi Jagir- Jalandhar branch in Jalandhar, Jalandhar Distt, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Jalandhar or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code PUNB0191610. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Paddi Jagir- Jalandhar, Jalandhar

Here are some of the key details that come with the IFSC Code PUNB0191610 of Punjab National Bank for its branch located in Jalandhar, within the district of Jalandhar Distt in the state of Punjab.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Jalandhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0191610 for the Paddi Jagir- Jalandhar branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Paddi Jagir- Jalandhar, Jalandhar, Punjab, are allotted a unique IFSC like PUNB0191610 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jalandhar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jalandhar and Jalandhar Distt.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Paddi Jagir- Jalandhar reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code PUNB0191610

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paddi Jagir- Jalandhar in Jalandhar.

For example, the IFSC Code PUNB0191610 of Punjab National Bank for the Paddi Jagir- Jalandhar branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0191610 of Punjab National Bank for its Paddi Jagir- Jalandhar branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Jalandhar and Jalandhar Distt, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Paddi Jagir- Jalandhar or Jalandhar to get the exact IFSC Code PUNB0191610.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Jalandhar, then it will provide you proper information.

How to Use IFSC Code PUNB0191610 for Online Transfers?

Once you have the IFSC Code PUNB0191610 for the Paddi Jagir- Jalandhar branch of Punjab National Bank in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0191610. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0191610.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Paddi Jagir- Jalandhar in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Paddi Jagir- Jalandhar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.