The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Sultana Ptm Chouraha branch in Jaisalmer, Jaisalmer, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Jaisalmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0915100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Sultana Ptm Chouraha, Jaisalmer
Below in the table are the key details related to IFSC Code PUNB0915100 of Punjab National Bank for its branch located in Jaisalmer, within the district of Jaisalmer in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0915100 |
| Branch | Sultana Ptm Chouraha |
| City | Jaisalmer |
| District | Jaisalmer |
| State | Rajasthan |
| Address | Pnb Sultana 2 Ptm Chouraha Jaisalmer Chak Aabadi Teh Jaisalmer Rj Jaisa 345001 |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Jaisalmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0915100 for the Sultana Ptm Chouraha branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Sultana Ptm Chouraha, Jaisalmer, Rajasthan, are allotted a unique IFSC like PUNB0915100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jaisalmer.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jaisalmer and Jaisalmer.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Sultana Ptm Chouraha reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code PUNB0915100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sultana Ptm Chouraha in Jaisalmer.
For example, the IFSC Code PUNB0915100 of Punjab National Bank for the Sultana Ptm Chouraha branch has these elements, identifying the bank and the branch location in Jaisalmer and Rajasthan correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0915100 of Punjab National Bank for its Sultana Ptm Chouraha branch located in Jaisalmer, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Jaisalmer and Jaisalmer, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Sultana Ptm Chouraha or Jaisalmer to get the exact IFSC Code PUNB0915100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Jaisalmer, you'll get the correct details.
How to Use IFSC Code PUNB0915100 for Online Transfers?
Once you have the IFSC Code PUNB0915100 for the Sultana Ptm Chouraha branch of Punjab National Bank in Jaisalmer, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0915100. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0915100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Sultana Ptm Chouraha in Jaisalmer, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Sultana Ptm Chouraha, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jaisalmer manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0915100.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Pnb Sultana 2 Ptm Chouraha Jaisalmer Chak Aabadi Teh Jaisalmer Rj Jaisa 345001 located in Jaisalmer, Jaisalmer, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.