For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Dabra Chowk,Hisar branch in Hissar, Hissar, Haryana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Hissar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0329200. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Dabra Chowk,Hisar, Hissar
Below in the table are the key details related to IFSC Code PUNB0329200 of Punjab National Bank for its branch located in Hissar, within the district of Hissar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0329200 |
| Branch | Dabra Chowk,Hisar |
| City | Hissar |
| District | Hissar |
| State | Haryana |
| Address | Dabra Chowk, Hisar |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Hissar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0329200 for the Dabra Chowk,Hisar branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Dabra Chowk,Hisar, Hissar, Haryana, are allotted a unique IFSC like PUNB0329200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hissar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hissar and Hissar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Dabra Chowk,Hisar reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code PUNB0329200
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dabra Chowk,Hisar in Hissar.
For example, the IFSC Code PUNB0329200 of Punjab National Bank for the Dabra Chowk,Hisar branch includes these elements, identifying the bank and the branch location in Hissar and Haryana accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0329200 of Punjab National Bank for its Dabra Chowk,Hisar branch located in Hissar, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Hissar and Hissar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Dabra Chowk,Hisar or Hissar to get the exact IFSC Code PUNB0329200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Hissar, then it will provide you proper information.
How to Use IFSC Code PUNB0329200 for Online Transfers?
Once you have the IFSC Code PUNB0329200 for the Dabra Chowk,Hisar branch of Punjab National Bank in Hissar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0329200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0329200.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Dabra Chowk,Hisar in Hissar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dabra Chowk,Hisar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hissar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0329200.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dabra Chowk, Hisar located in Hissar, Hissar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.