There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Kanwari branch in Hisar, Hansi, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Hisar or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code PUNB0931100. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Kanwari, Hisar

The table below shows the main details of the IFSC Code PUNB0931100 for the Punjab National Bank branch in Hisar, which falls under the Hansi district in Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0931100
Branch Kanwari
City Hisar
District Hansi
State Haryana
Address Tosham Road Near Bus Stand Kanwari Hansi Hr Hansi 125037

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Hisar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0931100 for the Kanwari branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0931100 is given to every bank branch, including Punjab National Bank located in Kanwari, Hisar, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Hisar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hisar and Hansi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Kanwari doesn't end up at another location.

Format of the IFSC Code PUNB0931100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kanwari in Hisar.

For example, the IFSC Code PUNB0931100 of Punjab National Bank for the Kanwari branch includes these elements, identifying the bank and the branch location in Hisar and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0931100 of Punjab National Bank for its Kanwari branch located in Hisar, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Hisar and Hansi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Kanwari or Hisar to get the exact IFSC Code PUNB0931100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Hisar, then it will provide you proper information.

How to Use IFSC Code PUNB0931100 for Online Transfers?

Once you have the IFSC Code PUNB0931100 for the Kanwari branch of Punjab National Bank in Hisar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0931100. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0931100.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Kanwari in Hisar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kanwari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hisar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Kanwari Hisar?

The IFSC Code of the Kanwari Hisar branch is PUNB0931100.

Is IFSC Code PUNB0931100 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Kanwari branch?

The branch is located at Tosham Road Near Bus Stand Kanwari Hansi Hr Hansi 125037.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby PUNJAB NATIONAL BANK Branches

Back to Top