There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Rewalsar, Distt. Mandi (Hp) branch in Himachal Pradesh, Rewalsar Distt Mandi (Hp), Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Himachal Pradesh or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0092100. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Rewalsar, Distt. Mandi (Hp), Himachal Pradesh
The table below shows the main details of the IFSC Code PUNB0092100 for the Punjab National Bank branch in Himachal Pradesh, which falls under the Rewalsar Distt Mandi (Hp) district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0092100 |
| Branch | Rewalsar, Distt. Mandi (Hp) |
| City | Himachal Pradesh |
| District | Rewalsar Distt Mandi (Hp) |
| State | Himachal Pradesh |
| Address | Rewalsar Distt. Mandi (Hp) |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Himachal Pradesh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0092100 for the Rewalsar, Distt. Mandi (Hp) branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0092100 is given to every bank branch, including Punjab National Bank located in Rewalsar, Distt. Mandi (Hp), Himachal Pradesh, Himachal Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Himachal Pradesh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Himachal Pradesh and Rewalsar Distt Mandi (Hp).
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Rewalsar, Distt. Mandi (Hp) doesn't end up at another location.
Format of the IFSC Code PUNB0092100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rewalsar, Distt. Mandi (Hp) in Himachal Pradesh.
For example, the IFSC Code PUNB0092100 of Punjab National Bank for the Rewalsar, Distt. Mandi (Hp) branch has these elements, identifying the bank and the branch location in Himachal Pradesh and Himachal Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0092100 of Punjab National Bank for its Rewalsar, Distt. Mandi (Hp) branch located in Himachal Pradesh, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Himachal Pradesh and Rewalsar Distt Mandi (Hp), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Rewalsar, Distt. Mandi (Hp) or Himachal Pradesh to get the exact IFSC Code PUNB0092100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Himachal Pradesh, then it will provide you proper information.
How to Use IFSC Code PUNB0092100 for Online Transfers?
Once you have the IFSC Code PUNB0092100 for the Rewalsar, Distt. Mandi (Hp) branch of Punjab National Bank in Himachal Pradesh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0092100. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0092100.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Rewalsar, Distt. Mandi (Hp) in Himachal Pradesh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Rewalsar, Distt. Mandi (Hp), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Himachal Pradesh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0092100.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rewalsar Distt. Mandi (Hp) located in Himachal Pradesh, Rewalsar Distt Mandi (Hp), Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.